Clafiya
Meet ChiChi
Your AI Health Companion
Save small, stay healthy.
ChiChi

ChiChi Savings Predictor

Your personal health savings buddy

Grow your health savings, reach your goals.

Save a little every time, see your progress build, and use your balance for your pressing health needs. Your health, always within reach.

Open my Health Pouch
HSA Wallet - Health savings dashboard
Impact
Join 5,000 Lagosians already saving with ChiChi
Together, we're building a future where everyone can afford care when it matters most.
₦2,500 average monthly savings
60% KYC completion rate
50+ partner clinics and pharmacies
African community members accessing healthcare services
Features
AI-powered savings and care, for everyone
ChiChi helps you save, plan, and pay for your healthcare — one small step at a time.

💬 AI Chat Assistant

Ask ChiChi anything about your savings or care. Get instant answers and personalized guidance.

ChiChi AI assistant asking 'What are you saving for?'

☎️ IVR Voice Agent

No internet? Just call to access your account. Check balances, make payments, and more by phone.

iPhone showing incoming call from ChiChi - Clafiya's Voice Assistant

💳 HSA Wallet

Earn bonuses and pay less for medical bills. Your health savings account that works for you.

HSA Wallet card showing balance of ₦195,500.00 with Wema Bank details

🔒 Verified Access

Optional NIN/BVN for safer transactions. Your security and privacy are our top priority.

ChiChi prompting to set up BVN for secure transactions
Start your health savings journey today
Join thousands of Lagosians who are saving smarter and living healthier with ChiChi.